21st Century ROAD to Housing Act Enacted

H.R. 6644 became law on July 11, 2026. The enrolled text is a housing-supply and HUD-program reform law; it does not enact the previously described LIHTC cap expansion or CRA expansion package.

Enacted status correction

H.R. 6644 is now enacted law. This page was corrected on July 16, 2026 after re-reading the enrolled text through GovInfo.

The enacted ROAD Act supports housing supply and program administration, but the enrolled text does not verify the old page's claims about AHCIA, direct LIHTC credit expansion, or CRA expansion. Those claims have been removed from this public summary.

Verified Enacted Housing Provisions

ROAD Act Provisions Relevant to Affordable Housing

CDBG Affordable Housing Construction

Section 204 adds new construction of affordable housing as an eligible Community Development Block Grant activity.

Relevance: Potential local gap-financing flexibility

HOME Program Reform

Title V reauthorizes and reforms the HOME Investment Partnerships Program, including statutory environmental-review exemptions for new construction infill housing projects and acquisition of real property for affordable housing purposes.

Relevance: Administrative and review-path changes for HOME-assisted housing

Choice in Affordable Housing

Section 405 allows certain units in LIHTC-financed, HOME-assisted, or Rural Housing Service-assisted buildings to satisfy voucher inspection requirements through recent program inspections.

Relevance: Less duplicative inspection friction for eligible assisted units

Manufactured Housing and Homeownership

The law includes manufactured-housing standards work, small-dollar mortgage provisions, and restrictions aimed at large institutional investor purchases of single-family homes.

Relevance: Supply and homeownership-side policy, not a tax-credit pricing rule

Tax Credit Market Read-Through

The ROAD Act is relevant to LIHTC readers mainly through housing-program administration and potential gap-financing channels. It should not be modeled as a direct Section 42 credit increase.

No verified LIHTC cap change: The enrolled ROAD Act text does not enact the prior page's claimed LIHTC allocation or basis expansion.
No verified CRA expansion: CRA treatment remains tracked separately through the CRA policy entries and scenario analysis.
Potential indirect benefit: CDBG/HOME flexibility and inspection-recognition provisions may affect feasibility for some affordable housing projects, but those effects should be underwritten project by project.

Enactment Timeline

The page now treats H.R. 6644 as enacted law and uses the 119th Congress source path. Historical chamber votes remain useful context, but current underwriting references should use the enrolled text and enacted status.

February 9, 2026: House passed the original measure.
March 12, 2026: Senate passed an amended version under the 21st Century ROAD to Housing Act short title.
May 20, 2026: House concurred with Senate amendments.
July 11, 2026: H.R. 6644 became law.

Tax Credit Policy Watchlist

Current status, effective dates, sunset dates, verification dates, and official sources for key tax-credit policy entries.

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Data Sources

GovInfo — H.R. 6644 enrolled bill text, 119th Congress
GovTrack — H.R. 6644 status and enacted date
HUD HOME Program — HOME program information and guidance
HUD LIHTC Dataset — LIHTC program data (landing page) · Query tool
CHFA — Colorado Housing and Finance Authority LIHTC resources

Disclaimer: Legislative analysis reflects the enrolled H.R. 6644 text reviewed on July 16, 2026. This analysis is for informational purposes only and does not constitute legal or investment advice.