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These cards explain programs in a buyer-friendly register. They are not a substitute for a lender, tax professional, program administrator, or HUD-approved housing counselor. Terms change, funding can pause, and eligibility depends on your household, lender, property, and timing.
Quick terms: DPA means down-payment assistance. AMI means area median income. A tax credit reduces tax owed dollar-for-dollar; a deduction reduces taxable income.
How to use this page
Use the cards to identify programs worth asking about, then confirm details with the official source and the program administrator. For CHFA programs, the next step is usually a participating lender and CHFA-approved homebuyer education. For tax credits, talk with a tax professional before counting a benefit in your budget.
Need counseling? CHFA points buyers to homebuyer education and homeowners to HUD-approved housing counseling partners; a counselor can help you understand options before you sign loan documents.
Data Sources & Review Rules
- Program cards render from
data/policy/homeownership-programs.json. - Dollar amounts are shown only when the official source page reviewed this session stated them clearly.
VERIFYmeans the official page did not publish one universal amount or the amount depends on borrower-specific facts.
Disclaimer: Informational only. Confirm current terms with the program administrator, a participating lender, a HUD-approved housing counselor, or a qualified tax professional.